Track every transaction, budget with envelopes, and watch your net worth grow — all without connecting to your bank. Manual entry means you stay in control.
Analytics reports
Visual themes
Features, zero gates
Bank connections. Ever.
Live preview — these are the real components
Net worth
$01234567890123456789,012345678901234567890123456789
Daily flow
6 quiet daysJuly 2026
Net
+$2,710
you kept more than you spent
Spending 12% slower than last month
Money flow — last 30 days
Saved $2,600Everything you need
15 features built for people who want real control over their finances — not another bank sync that categorizes guesses.
Give every dollar a job. Budget a whole group as one simple amount or break it down category by category — switch either way per group, anytime. True rollover Available, move money between envelopes, and cover overspending inline. Start each month fast by copying last month or a 3-month average.
Set a monthly funding target, a balance to build, or a savings-by-date goal on any category. Underfunded categories flag themselves, and one click assigns exactly what's needed this month — capped by what you have to give.
Spend on a card and the budgeted money moves into that card's payment category automatically, so its Available always shows what you can safely pay. No more guessing how much of your balance is actually covered.
A transaction register built for speed: split transactions, inline editing, atomically paired transfers, bulk clear and reconcile, keyboard shortcuts, and month separators that keep long histories readable.
See your month as a calendar — every day shows its actual transactions and a running net, with upcoming recurring bills penciled in on future days. Click any day to review it or add a transaction dated right there.
Automate the boring parts. Nine condition types and three action types auto-categorize incoming transactions with first-match-wins logic, accumulating labels, and retroactive application to existing history.
Understand your money from every angle: spending trends, income vs expense, budget vs actual, category, merchant, and account breakdowns, net worth history, cash flow, savings rate, spending habits, label lens, category momentum, and a money-flow Sankey.
Foreign-currency accounts inside any budget, converted at official ECB daily rates — with accurate historical rates back to 1999, so imported history converts at the rate of its day, not today's.
Make it yours with bird themes like Sparrow, Dove, Flamingo, Kingfisher, Raven, and Peacock — plus a privacy mode that masks every amount on screen.
Set up bills and income once. Transactions auto-enter on their due dates, with options to skip, post manually, or adjust using flexible frequency templates.
Bring your history with you. A 5-step import wizard handles column mapping and duplicate detection so nothing gets entered twice.
A built-in kanban to-do list plus warranty, bill, and subscription tracking with countdowns — so financial chores never slip.
Mask all amounts with one click. No bank connections, ever — your data stays yours with manual entry only.
Full control over your data: export everything, request deletion, and manage consent — built in, not bolted on.
Type math right into any amount field — YNAB-style inline expressions like 42.50+18.99 evaluate as you enter them.
Envelope budgeting
Assign every dollar to an envelope. Track what you budgeted, what you spent, and what remains. Cover overspending from other categories with one click.
Make it yours
Every theme is a bird that matches its plumage — Dove's clean white, Owl's cozy dark, Raven's black and gold, and Peacock, our evergreen signature. Each is crafted to be easy on the eyes for long budgeting sessions. Privacy mode masks every number with one click.
How it works
Checking, savings, credit cards, loans, investments, property — 11 account types organized in 5 groups.
Manual entry, CSV import, or split a single charge across multiple categories and accounts.
Daily flow heatmap, net worth tracking, money velocity, top merchants, and 13 analytics reports.
Simple pricing
No feature gates, no tiers, no surprises.
then $3.99/mo at launch · cancel anytime
Get started
No invite, no waitlist, no card — sign up and Rudopo is yours, free today.
Create your accountFresh, plain-English improvements to Rudopo every month.