Envelope budgeting —
every currency counts.

Your salary lands in one currency, your rent leaves in another, and your savings sit in a third. Rudopo budgets all three at once. Envelope budgeting and net worth in any of 155 currencies.

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New on the blogEnvelope budgeting with multiple currencies

01A look inside

The budget on a laptop, a tablet and a phone.

A budget on the laptop, a spending report on the tablet, an account list on the phone, each in its own currency — the same envelopes, whichever screen is in your hand.

Rudopo's budget page for the current month on a laptop, in dollars: Ready to Assign, envelope categories with assigned, activity and available amounts, and a side rail of accounts.
  1. 1Ready to Assign: money with no job yet.
  2. 2A euro account inside a dollar budget.
  3. 3Available: what each envelope still holds.
Rudopo's Spending by Category report on a tablet held landscape, in the light theme, in rupees: a donut of category groups with amounts in Indian number grouping beside the category list, with the accounts rail at the left.
Rudopo on a phone: the Accounts screen of a euro budget, with net worth and a list of current, savings, cash and credit card accounts.

02Why Rudopo

Three choices most budgeting apps won't make.

Rudopo is what envelope budgeting looks like when privacy and multiple currencies are the starting point, not an afterthought.

  1. Envelope budgeting

    Every unit of money gets a job.

    Assign what you have to envelopes before you spend it. Unspent money rolls forward, overspending is covered from another envelope in a click, and targets tell you what still needs funding.

  2. True multi-currency

    Accounts in more than one currency.

    Budget in any of 155 currencies. Hold an account in a second one when both are among the 49 with official daily rates, so imported history converts at the rate of its own day, never a silent one-to-one.

    How envelope budgeting works in multiple currenciesAll 155, listed

  3. Private by design

    A budget you know, on data that is yours.

    Type a transaction in seconds, import a statement, or let recurring entries post the predictable ones. No ads, no trackers, no selling your data — your numbers do one job, which is yours. Export or delete everything whenever you like.

03Getting transactions in

Quick to keep current.

Today transactions come in three ways: you type them, you import a statement, or recurring entries post them on their due dates. Rules sort what arrives; you handle the decisions.

  1. 01

    Statements import cleanly

    CSV, OFX, QFX, QIF, even PDF — bank files skip straight to review, duplicates are caught, and any import undoes in one click.

  2. 02

    Rules do the sorting

    Match on payee, amount, or account and transactions categorize and label themselves — retroactively too.

  3. 03

    Bills enter themselves

    Recurring transactions post on their due dates, so the predictable part of your month types itself.

  4. 04

    Entry is built for speed

    Split one charge across categories, type 42.50+18.99 into any amount field, drive it from the keyboard, undo mistakes.

The top of Rudopo's Add transaction sheet on a phone: 12.40+6.99 typed into the amount field, the calculated total 19.39 shown beneath it, and the payee field below.

04What's inside

The essentials, done properly.

A working budget needs more than envelopes. These are the highlights — the full list has its own page.

  1. 01

    Envelope Budgeting

    Budgeting

    Give every unit of money a job before you spend it.

  2. 02

    Targets & Auto-Assign

    Budgeting

    Set a goal per category; one click funds what's needed.

  3. 03

    True Multi-Currency

    Budgeting

    Accounts in one currency, budget in another, where both have an official rate.

  4. 04

    Smart Ledger

    Accounts & tracking

    A register built for fast, precise manual entry.

  5. 05

    Accounts & Net Worth

    Accounts & tracking

    Everything you own and owe, in one picture.

  6. 06

    Statement Imports

    Accounts & tracking

    CSV, OFX, QFX, QIF, and PDF statements import cleanly.

  7. 07

    Analytics Reports

    Reports & insight

    Your money from every angle, one report at a time.

  8. 08

    Rules Engine

    Speed & automation

    Incoming transactions categorize and label themselves.

  9. 09

    Private By Design

    Privacy & your data

    No ads, no trackers, no selling your data.

See everything Rudopo does

05Pricing

One plan. Everything included.

No feature gates, no tiers, no surprises.

Private by design — your data stays yours

Cancel anytime — no feature gates, no lock-in

30-day free trial
$2.92/ month

$35 billed yearlysave 27%

or $4 month to month

Prices plus tax where it applies

Included

  • Unlimited budgets, accounts, and transactions
  • Envelope budgeting with money movement and overspending coverage
  • Every analytics report
  • Rules engine with automatic categorization
  • Recurring transactions and statement imports
  • Multi-currency accounts at official reference rates, each from its own start date
  • Every theme, plus privacy mode
  • Reminders for bills, renewals, and expirations
  • Developer API with personal access tokens
  • One-click data export and permanent deletion
Start your free trial

06Get started

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